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Archive for January, 2014

Spending...& First Paycheck!

February 1st, 2014 at 04:15 am

Today I got my first paycheck! I've been technically hired as a tour guide at my school for a little while now, but we only had training and first shifts last week. So I got $36.94 for 5 hours. Most weeks, I only work 4 hours, so I'll be getting paychecks for 8 hours every two weeks. I would add in more shifts, but I'm not certified yet and I don't really have the time anyway, with my 15-hour-a-week internship, clubs, and four classes >.< But some money is better than none!

I did pretty well on spending:
$4.00 (pizza split with roommates)
$6.00 (giant load of laundry)
$29.99 (new boots-my old ones are disintegrating)

All my other spending has been "subsidized" by pre-earned or gifted gift cards:
$15.01 (DevaGel from Amazon)
$17.73 (Capezio ballet slippers from Amazon)
$15.00 (ticket to Regency dance via Visa gift card)
$4.01 (Starbucks)
$3.37 (Starbucks)

I might be spending a little money tomorrow, as I need new socks and some other necessities. No new snowflakes, but I should have enough Swagbucks for another $35 paypal soon, and my Qmee for the month should come through soon as well.

Start-of-Semester Spending, Snowflakes, & Snow Snow

January 22nd, 2014 at 04:32 am

I haven't had much excessive or unplanned purchases, but I've still spent more than I'd like to as of late:

$65.00 (haircut)
$115.00 (eye exam and 1 box of contacts)
+$75.00 (mom paid me back for eye exam)
$11.04 (CVS for snacks and dorm stuff)
$3.95 (dinner at Five Guys)
$120.86 (textbooks - and I didn't even buy all of them!)
$6.00 (train ride home for weekend)

I also spent $4.00 on public transport rides, but that was already on my card. Sadly, I now am at $0.00.

For my first snowflake, I got $4.47 cash back from my credit card. Normally I'd match that by adding the same amount to my "extra money" bucket, but since I'm so tight for money at this time I'm holding off. I can see it as covering that Five Guys dinner though Smile

My 5 $5 Amazon cards from Swagbucks credited, so I'm maxed out on those for the month. My $10 Target gift card from my first ever MyPoints cash out finally came as well! My dad also randomly gave me $5 even though I told him not to. I'm hoping for some sponsored blog posts, some more rolled coins, and more Swagbucks rewards before the month is out, but we'll see.

My new January snowflake totals: $52.74 cash, $35 in Amazon, $20 in visa giftcard, $10 Target.

As for the real snow...it's snowing! Quite a lot, actually. Now back to homework, because I can't bet on classes being cancelled tomorrow.

Montreal Spending

January 11th, 2014 at 05:16 am

Won't go into insane detail about my Montreal trip, either in spending or experiences, because I have a travel blog for that! I had a lot of fun, but still have a list of things I need to do and see in Montreal alone...I can never be done with any one city! I started the trip with a total budget of $300 USD and $8.85 in Canadian money found at home.

Pre-trip expenses:
$96.57 for 3 nights in hostel (breakfast included)
$4 groceries (we made a few meals at the hostel and had late snacks or desert while out)
$16 each for gas
$10.11 snacks and toiletries

Cash:
$125 USD exchanged at money changers

Credit card (BoA Travel Rewards; no fees):
$3.75 maple butter
$5.18 metro day pass
$17.61 biodome adule (I stupidly forgot my student ID)

Total USD spent: $278.22

We did manage to do some free organized things: a hike up Mount Royal, an awesome fireworks display, exploring. And we didn't end up going ice skating so I saved money there, and we didn't really go out Saturday for which my wallet was thankful. We were also expecting to pay a lot for parking, but we lucked out and had free parking ALL weekend!

Yay for relatively cheap weekend getaways!

More Snowflakes in January

January 11th, 2014 at 05:02 am

I'm quite pleased with how things are going so far! As of today:

$5 Amazon (swagbucks)
$5 Amazon (swagbucks)
$25 PayPal (swagbucks)
$20 Visa prepaid (early birthday gift)
$5 (because I cancelled Graze quite unexpectedly)

Decided to count the $5 from Graze because I was planning on spending it this month.

This means the total for January thus far is $43.27 in cash, $10 in Amazon, and $20 in visa giftcard.

Cashed in my Bing for 500 Swagbucks and redeemed for another Amazon, so now I have three "verified" $5 Amazon cards.

Credit card bill closes tomorrow, so should be getting my cash back soon as well as some points (I need a minimum of 2500 to get travel credits) although I will be putting my eye appointment and haircut on it.

Tons and tons to do before I move back into school Monday!

New Year's Eve & First-of-the-Year Snowflakes

January 1st, 2014 at 04:48 pm

Spent New Year's Eve going into the city with some friends. Spent $6 taking the train in, $4 on the subway (already on my card and spotted a friend a $2 ride, which she paid back me in cash), $20 on a ticket to an improv show, and $1.65 on a muffin (I was STARVING by the time we were waiting for the train home). I also got a $4.01 drink at Starbucks, but that was already on my card. All public transport was free after 8 pm, so we went crazy using the subway and train to visit ice sculptures, outdoor concerts, and the fireworks. Got home quite late, around 1:30, but awesome night Big Grin

I'm going to track my monthly and yearly snowflakes this year. Since I put the money from my various little "money makers" in my accounts at the end of each month, I'm starting 2014 with a decent-sized snowflake!

$8.00 rolled coins (still processing, so I'm counting it for January)
$0.77 savings account interest
$1.83 Qmee for December
$2.67 Amazon Mturk for December

All except $0.75 of the interest is going in my Extra Money bucket in my savings account Smile That one is really adding up quickly, and I'm going to use it to fund some of my hobbies...namely going to historical dances and ren faires.

I've also found exactly $8.85 in Canadian money in my house (actually, dad found most of that).

Working on more (six hour) shift tomorrow, then Montreal starting the 3rd...lots to do to get ready before then!