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Home > Archive: July, 2014

Archive for July, 2014

Successes & Not Such Successes

July 28th, 2014 at 08:28 pm

While I have been keeping up with my budget, these past two months I've consistently gone over in a few categories, especially dining and clothing. But in other areas I've done extremely well, and I can afford to be spending money, so I'm trying not to worry about it too much. This month I've already spent a little over $100 in clothes; however I'm planning on returning some shorts and several items were needed (yoga shirt, yoga pants, hat). And I love dresses haha.

Because of my camp job I get a free Y membership, so I've been going to as many yoga classes as I can fit in (sadly, I can really only go on weekends). Besides that I've done a lot of hiking and have been going to free events around my town.

I have a passive goal to spend as little as possible on furniture for my apartment next year. I've acquired lots of living room furniture from my aunt and family friends; I'm collecting Target and BB&B coupons because I may want an ottoman, storage containers, drawer system, and rug. I'm planning on a new mattress pillow top being my most expensive purchase. I finally finished making my futon bedframe, so it now has two sections that are 12 1/2 inches high and 25 inches wide (for storage). Dad had all the hardware, tools, and stain and he paid $3 per 2x4 (we used 4 pieces) but he didn't let me pay him back. And I cleaned off a plastic drawer set that my father found in the trash.

I've acquired a lot of Amazon gift cards from Bing and Swagbucks and I'm planning on using that to buy my hair products; I also have had a few $25 PayPals. Finally, I tried out my first credit-card-for-a-reward play, with good results. REI was offering a $100 gift card if members opened a Visa with them. Since I had been considering buying a membership anyway ($20 for life), I figured this was the time to do it.

After one purchase on the card, I received my gift card. Then they put out a promotion for a $20 gift card when you spend $100+. Just today I went in to buy the North Face Recon backpack, which will work for both school and hiking. I had been planning on buying this backpack anyway, and at $99 it was the perfect price, but better with a $100 gift card! I added a face sunscreen stick to bump me over the $100 mark (also something I had needed to buy). After applying the gift card I paid $13.63 (with my REI credit card) and received the $20 gift card. Nearly like a $7 profit! The only catch is you have to use the gift card between certain dates, but if I can't think of something I need I will buy my father his Christmas gift.

Not too shabby. Now the trick is to refrain from buying new clothes and going out to eat so much--it's hard when I have so many staff dinners and invites from friends, combined with no self control when it comes to yummy food!