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May Budget & Anticipated Earnings

May 9th, 2014 at 03:18 am

Sooo I finally did my May budget today! I also like to have an anticipated earnings spread so I can see if I'm making money or breaking even, so to speak. This is probably more detail than anyone needs to know, but posting it online makes me feel like you guys are keeping me accountable xD



Paying my loan interest is last on my list of priorities--sadly, it's not going anywhere. $750 of the debt is my portion of our last month's rent, which was effectively the deposit on our department. My dad paid for it because I'm currently lacking a checkbook, so once mine comes in I'm taking the $750 from where it's been sitting in my savings account. It does mean only about $390 of my budget is out-of-pocket this month.

The transport category is blech and I am the least happy about it. I calculated it based on how many times I have to go in and out of the city for my internship and on-campus job (18 times overall). Each time I go in or out, the easiest, fastest way is to take the train ($6) and then the subway ($2). That's $16 roundtrip. Ick, ick, ick. I've been exploring other options--there is a bus & subway combo for $2.50, but it more than doubles the commute time, which means I would have to leave at about 6:30 am. We shall see >.<

I'm expecting around $521 this month in earnings between my various pay days, ideally selling items as I declutter, gifts, and PayPal money from Swagbucks. I'm working two (very) part-time jobs in May, a tour guide at school and a retail job. As unpleasant as it is, I'm going to try and pick up as many hours as possible...I grabbed an extra hour today at my tour guide job and I'm going into the store an hour early tomorrow.

I love doing my budget...until I go and look at the numbers. Does anyone else have that issue?

4 Responses to “May Budget & Anticipated Earnings”

  1. aukxsona Says:

    Looks good!

  2. creditcardfree Says:

    Yes, it is harder to do the budget if you don't like the results. Most of the time I'm happy with how things work out, but it hasn't always been that way. It gets better!

  3. CB in the City Says:

    Yeah, I hate the reality part of it!

    About the transport cost -- yes, go ahead and explore other options, but if it cuts seriously into your time, saving money might not be the best option. You have to consider safety and productivity as well. There are times in your life when one category balloons up to more than you would like, but it won't be forever.

    I am stuck with a large transportation cost as well, but it is a tradeoff for living where I want, and, once again, it won't be forever.

  4. Learningtomoney Says:

    Thank you guys for the feedback! I guess I shouldn't be too hard on my budget...it's not like I have a lot of income coming in, and even with the high transportation costs I'm making more than I'm spending. I'm also going to try to make my time in the city more "worth" it by walking around and visiting museums and the library Smile

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